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AI drafting for UK protection and mortgage advisers: ICOBS-aligned Demands & Needs letters and MCOB suitability reports, drafted from the fact-find for the adviser to review and sign off.

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Important

NeedsIQ produces draft Demands and Needs letters and mortgage suitability reports intended for review, amendment and sign off by a regulated adviser. NeedsIQ does not source products or recommend a lender or insurer; the regulated adviser chooses the recommendation and remains fully responsible for the advice and the client file. NeedsIQ does not provide regulated financial advice.

Protection and mortgage advice in the UK must be given only by an FCA authorised firm or by an Appointed Representative operating under one. Always follow your network's procedures, the FCA Handbook (ICOBS and MCOB), and Consumer Duty.

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NeedsIQ, the AI drafting platform for UK protection and mortgage advisers